Making smart financial decisions one journey at a time.

Many US companies include equity-based compensation as part of the overall employee package. Regardless where the employees are based, they may be rewarded the same US company stocks listed on a US stock exchange. As employees become more globally mobile, increasingly...

Chances are if you are reading this blog, you have or will have the need for managing US finances from overseas. I did in the past 11 years. While I’ve discussed extensively about how to plan for your financial life on the go, I haven’t written specifically on the...

We’ve finally entered a period of time with big drawdown and volatility in the market. While it’s not great that some of your long-term investment temporarily lost value, it’s a good time to consider Tax Loss Harvesting. As this strategy is related to US income tax,...

Several years back I wrote about why freezing your US credit reports might be a good idea when you live overseas. With data breach a normal occurrence these days, freezing your US credit reports can make you sleep better at night, knowing no one can take out a loan in...