Making smart financial decisions one journey at a time.

Multi-Currency Budgeting and Tracking System

Budgeting and tracking is not a topic I discuss much on this blog. For one thing, I’m not personally a huge budget tracker. Having done it for six months in our first year of marriage, I decided that there are better uses of my time to improve our financial picture...

Should I contribute to US social security as an expat business owner?

“Should I contribute to social security?” You might think that is an odd question to ask. Afterall, most of the US citizens with earned income have no way to opt out of paying into social security system. This is because US payroll tax, which funds social security...

Three questions to ask regarding your cross-border finance

If you have moved internationally in the near past, you may have noticed that it is difficult getting straight forward answers about what to do with your cross-border finances. You may have gone to financial advisers in your resident country. As soon as they hear you...

Accumulating wealth in the US as a visa holder

15 years ago, when I came to the US to study, most of the international students I knew wanted to stay in the US and get their green card. As my life brought me to other countries, I came to meet more people for whom the US is only one stop in their global journey....

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