Making smart financial decisions one journey at a time.

Tax Loss Harvesting for US expats and expats in the US

We’ve finally entered a period of time with big drawdown and volatility in the market. While it’s not great that some of your long-term investment temporarily lost value, it’s a good time to consider Tax Loss Harvesting. As this strategy is related to US income tax,...

Freezing your US credit reports – Revisited

Several years back I wrote about why freezing your US credit reports might be a good idea when you live overseas. With data breach a normal occurrence these days, freezing your US credit reports can make you sleep better at night, knowing no one can take out a loan in...

Investing as a non-resident alien living in the US

I must admit, this title - Investing as a non-resident alien living in the US - seems a bit contradictory. How can you...

Multi-Currency Budgeting and Tracking System

Budgeting and tracking is not a topic I discuss much on this blog. For one thing, I’m not personally a huge budget tracker. Having done it for six months in our first year of marriage, I decided that there are better uses of my time to improve our financial picture...

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