by Hui-Chin Chen, CFP® | Last updated Aug 6, 2020 | Published on Jun 6, 2020 | Money and the heart, Work with financial planner
This post is the culmination of reflections on my person experience and world events so far in 2020. It’s fitting that I am committing them to writing on June 4th, a date memorialized for pursuit of freedom from an authoritative system by Chinese-speaking diaspora. As...
by Hui-Chin Chen, CFP® | Published on May 14, 2020 | Advanced Global Planning, Americans working abroad, Globetrotters working in the US, Investing, Tax Planning
We’ve finally entered a period of time with big drawdown and volatility in the market. While it’s not great that some of your long-term investment temporarily lost value, it’s a good time to consider Tax Loss Harvesting. As this strategy is related to US income tax,...
by Hui-Chin Chen, CFP® | Last updated Apr 20, 2020 | Published on Apr 1, 2020 | Money and the heart
It’s been over three months since I started following the development of Covid-19 pandemic. As most of the world now entering a new phase of combating the disease, I decided to put in words what I have been through and what I have been thinking about. They center...
by Hui-Chin Chen, CFP® | Last updated Mar 23, 2020 | Published on Mar 20, 2020 | Investing, Organize, Plan, Systematize
Normally I try to write something that is not tied to the news cycle on this blog. However, given the severity of the global pandemic, it seems like ignoring the elephant in the room if I don’t address it somehow. Maybe this will be a record of history when I look...
by Hui-Chin Chen, CFP® | Published on Feb 20, 2020 | Investing
Since moving to the Caribbean, learning how to sail became part of my bucket list. I’m prone to motion sickness for as long as I can remember. As a kid, I was the only one in my family that’d throw up by simply being in the backseat on a highway. It is quite odd that...
by Hui-Chin Chen, CFP® | Last updated Jan 23, 2020 | Published on Jan 23, 2020 | Americans working abroad, Global Living Basics
Several years back I wrote about why freezing your US credit reports might be a good idea when you live overseas. With data breach a normal occurrence these days, freezing your US credit reports can make you sleep better at night, knowing no one can take out a loan in...
by Hui-Chin Chen, CFP® | Last updated Aug 6, 2020 | Published on Nov 26, 2019 | Globetrotters working in the US
Feel like you need more than studying a blog post? Find out how I may help. I must admit, this title – Investing as a non-resident alien living in the US – seems a bit contradictory. How can you be a non-resident of a country when you actually live there?...
by Hui-Chin Chen, CFP® | Last updated Oct 6, 2019 | Published on Oct 6, 2019 | Global Living Basics, International Transactions
Budgeting and tracking is not a topic I discuss much on this blog. For one thing, I’m not personally a huge budget tracker. Having done it for six months in our first year of marriage, I decided that there are better uses of my time to improve our financial picture...
by Hui-Chin Chen, CFP® | Published on Aug 22, 2019 | Advanced Global Planning, Americans working abroad
“Should I contribute to social security?” You might think that is an odd question to ask. Afterall, most of the US citizens with earned income have no way to opt out of paying into social security system. This is because US payroll tax, which funds social security...
by Hui-Chin Chen, CFP® | Published on Jul 30, 2019 | Money and the heart, Work with financial planner
Recently I encountered a situation that allowed me to discover a new approach to financial planning. Normally, clients come to me with some existing “goals.” They might not know clearly about the amount, the timing, or the importance of these goals, but they have...
I'm Hui-chin Chen, a globetrotter & certified financial planner helping you manage your finances from afar and on the go.