by Hui-Chin Chen, CFP® | Apr 11, 2018 | Investing
As the markets become more volatile, more people are beginning to pay extra attention to their investment performance. It is human nature, even though not completely rational. When you perceive there is more likely to be loss, you want to avoid it. Nevertheless,...
by Hui-Chin Chen, CFP® | Mar 30, 2018 | Advanced Global Planning, Americans working abroad, Investing, Tax Planning
As an American working overseas, do you know that you may not have to pay US taxes on your investment income? It came to me as kind of a surprise since we usually focus on how our earned income may be eligible for exclusion. I didn’t really think the IRS would want to...
by Hui-Chin Chen, CFP® | Mar 8, 2018 | Advanced Global Planning, Americans working abroad, Risk Management
Whether you are adequately covered now, or have no insurance coverage at all, moving overseas may be one of the triggers for you to seriously look into your options. Nevertheless, it is also one of the areas that you are most likely to ignore when you plan your move....
by Hui-Chin Chen, CFP® | Feb 8, 2018 | Advanced Global Planning, Americans working abroad, Tax Planning
TCJA (the new tax bill that will take effect in 2018) is now law for two months. While there is plenty of media coverage on how it might impact the global economy, you might be wondering how TCJA impacts Americans working overseas – aka someone like you and me....
by Hui-Chin Chen, CFP® | Dec 13, 2017 | Advanced Global Planning, Americans working abroad, Investing
If you are considering working, retiring, or marrying overseas, you must have questions about how to best manage your financial affairs back in the US. In the second post of this series I’ll call “what to do when I move overseas”, we will discuss what to do with your...
by Hui-Chin Chen, CFP® | Nov 29, 2017 | Money and the heart
Do you want to build wealth? In modern society, we seem conditioned to say yes to this question. Who wouldn’t want to build wealth? Build is a positive verb, implying that we work hard to create something that lasts. And wealth sounds better than money, like it...
by Hui-Chin Chen, CFP® | Oct 30, 2017 | Money and the heart
Long-time readers of this blog would probably remember that I mentioned the concept of Mental Accounting before. To put it simply, it’s our human tendency to characterize our economic resources in “buckets”, and we naturally presume that what are within these buckets...
by Hui-Chin Chen, CFP® | Sep 14, 2017 | Investing
Believe it or not, pricing your value is one of the most important financial decisions you will make. I am not implying that working is selling yourself as a slave to your job, although many may think that way. I simply want to point out the fact that often times we...
by Hui-Chin Chen, CFP® | Aug 23, 2017 | Investing
Are you a growth stock or income stock? On the surface it seems like an odd question. However, this may be one of the most important questions you can ask yourself. The answer to this question may dictate how you live your life for decades to come. We often focus too...
by Hui-Chin Chen, CFP® | Aug 7, 2017 | Advanced Global Planning, Americans working abroad, Investing
Whether you are an American becoming an expat, or a long-term US resident heading to another country, you probably have asked the following questions: What should I do with my US investment accounts when I move overseas? Am I allowed to keep my accounts open? Can I...
I'm Hui-chin Chen, a globetrotter & certified financial planner helping you manage your finances from afar and on the go.